Understand Fraud before it hits you

Do you know the warning signs of fraud?

I got this in the mail the other day and thought its always a good thing from time to time, to mention this kind of thing.

The warning signs of fraud; if something:

• Sounds too good to be true
• Pressures you to "act right away"
• Guarantees success
• Promises unusually high returns
• Requires an upfront investment - even for a free prize
• Buyers want to overpay you for an item and have you send them the difference.
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• Doesn't have the look of a real business


• Something just doesn't look right

• Never click on a link inside an email to visit a web site. Type the address into your browser instead.
• Its easy for a business to look legitimate online. If you have any doubts, verify them with the Better Business Bureau.
• Only 2% of reported identify theft occurs through the mail. Report online fraud to the Federal Trade Commission.
• Retain your receipts, statement and packing slips. Review them for accuracy.
• Shred confidential documents instead of simply discarding them in the trash.

Fraud Facts:

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• Your bank will never email or call you for your account number.


• Don't wire money to people you do not know.


• Be cautious of work-at-home job offers.


• There are no legitimate jobs that involve reshipping items or financial instruments from your home.


• Foreign lotteries are illegal in the U.S. You can't win no matter what they say.


• Check your monthly bank statements for charges you don't recognize.


• Order a copy of your credit report from each of the three national credit bureaus once a year from annualcreditreport.com, or check with your bank to see if they have a privacy protection plan that includes this.

For more information, see http://www.deliveringtrust.com/topten/